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Low cost financing available for property improvements to homes and businesses

Synchrony Financing

Expand your purchasing power with Promotional Financing through Synchrony.
Synchrony is one of the nation’s premier consumer financial services companies. Our roots in consumer finance trace back to 1932, and today we are the largest provider of private label credit cards in the United States based on purchase volume and receivables.
  • A simple application process, and fast credit decisions
  • Unsecured, revolving credit lines
  • Promotional financing options1
  • Convenient monthly payment options
  • Online account management
1Subject to credit approval. Minimum monthly payments required. See store for details.
For all promotions: Qualifying purchase must be made with your Home Design credit card issued by Synchrony Bank and a $29 account activation fee will apply and be charged at the time first purchase posts to account. For new accounts: Purchase APR is 26.99%; Minimum Monthly Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.


Property-Assessed Clean Energy  

Property-Assessed Clean Energy (PACE) program, which provides financing for :

(1) energy efficiency (e.g. HVAC, LED lights, weatherization)
(2) renewable energy (e.g. solar water heaters and solar PV)
(3) wind resilience (e.g. roofs, doors, windows, hurricane shutters)

PACE financing is a land-secured assessment that property owners can voluntarily undertake to secure 100% upfront financing for assorted property improvements. PACE financing is available to Residential, Commercial, Industrial, Institutional, and non-profit landowners who have paid their taxes on time over the last 3 years and have equity in the subject property. PACE is collateralized by the equity in the property, rather than a credit check, and financing is available for 5, 10, 15, and 20 year terms. Property-owners repay the annual assessments as a part of their annual property tax bill.

The Solar and Energy Loan Fund (SELF)

The Solar and Energy Loan Fund (SELF) is a local non-profit organization that helps residents and businesses access low-cost financing for assorted property improvements, including: high-efficiency air conditioning units; weatherization; insulation; solar water heaters; solar panels; roofs; windows; doors; hurricane shutters; and, much more.

  • 100% financing for home improvement projects with no upfront costs
  • Simple Online Application
  • No strings. No traps. Easy and transparent.
  • Your Satisfaction Assured
  • Top-rated contractors don’t get paid until you’re satisfied.
  • Your Rights Protected
  • Available in St. Lucie County

SELF has 3 types of financing programs :

(1) Micro-loans
(2) Property-Assessed Clean Energy (PACE)
(3) Crowdfunding.

Contact SELF’s Residential Loan Officer, Roy Eastman Degannes, at #(772) 468-1818 for more details and consultations.
Download the brochure Here.

Renew Financial – Smart Financing for a Clean Energy Economy

  • See if your home qualifies for P.A.C.E funding here.
  • Loan amount is based upon the equity of your home and not your credit.
  • Currently not available in St. Lucie County.

Ygrene Financial – Ygrene Simplifies Home Improvement Financing

  • No Money Out of Pocket
  • No Payments for Up To a Year
  • No Minimum Credit Score Required